What is the CFEF? Will my personal information be shared with any outside sources? What will becoming a Borrow Smart America member do for me? What is Financial Responsibility? Why is Financial Responsibility Important?

What is the CFEF?

The CFEF is a non-profit, unbiased, independent financial education foundation working to provide individuals with the resources, including budgeting tools and credit help, to provide assistance with debt management and build a brighter future.
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Will my personal information be shared with any outside sources?

Any information you provide on this site is secure and will not be shared with any third party sources.
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What will becoming a Borrow Smart America member do for me?

Borrow Smart America is an interactive debt management Web program developed by the CFEF to provide credit help and aid members by creating household budgets, projecting future expenses, setting savings goals and improving personal credit. Along with our budgeting tools, you will also be offered a free copy of Quicken Deluxe to aid you in the future.
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What is Financial Responsibility?

Financial responsibility is being personally accountable for your money and obligations related to borrowing and paying off debt.
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Why is Financial Responsibility Important?

We live in a money-driven society where credit is available to individuals fast and easy. Credit can help you attain necessities for survival, but credit can also get you into trouble when abused or the responsibility is not taken seriously. Your future ability to buy a home, car and attain an education relies on the choices you make regarding your finances.
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