If you still have the “it’ll never happen to me” perspective on fraud, here’s a stat that might persuade you to change your view: ATM card skimming incidents increased 546% from 2014 to 2015.

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Food is among the most expensive costs in the average American family’s budget. And we don’t make it any easier on ourselves by dining out so often in restaurants. In fact, the average U.S. consumer spends nearly one-third of his or her food dollars in restaurants, according to the U.S.

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My husband and I would like to retire in the next few years. We have substantial savings, but we’re still not sure whether we’ll have enough to live on.

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Frugal people who pay off their debt and achieve financial independence don’t succeed by accident. They establish habits that allow them to consistently reach their goals over the long haul.

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Unless you’re an accounting geek, chances are you don’t like thinking about taxes. But when it comes to the IRS, you can’t just bury your head in the sand and claim ignorance. Here are answers to a few seemingly dumb and super-simple questions that actually are neither.

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Basically nothing. That’s what one quarter of Americans have saved for retirement. About 26% of workers said they and their spouse have saved less than $1,000, according to a new report from the Employee Benefit Research Institute.

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WIth tax season well under way, springtime can be the perfect opportunity to bring some order to the chaos of your personal finances. Consolidate your old retirement accounts. As you move from one job to the next, it’s easy to lose track of where you’ve left retirement money behind.

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It’s tempting to write off college students as a financially inept bunch barreling towards a debt sinkhole and with personal bankruptcy on the horizon. Yet the vast majority pay their bills on time and most never spend more than they have, among other positive money behaviors, new research shows.

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It seems I keep losing money in my retirement accounts these days. Is there a safe place I can invest my savings so that at least it won’t be affected by the stock market? –L.

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It’s no secret that Americans need to save more. The issue — at least in part — is that saving requires sacrificing some of today’s wants in favor of tomorrow’s needs. A recent analysis by NerdWallet shows an alternative approach: saving future income.

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