lifecents | CFEF http://communityfef.org Wed, 20 Apr 2016 17:23:16 +0000 en-US hourly 1 https://wordpress.org/?v=4.4.16 Yikes: ATM skimming is up 546% http://communityfef.org/2016/04/19/yikes-atm-skimming-is-up-546/ Mon, 18 Apr 2016 21:09:09 +0000 http://communityfef.org/?p=799 If you still have the “it’ll never happen to me” perspective on fraud, here’s a stat that might persuade you to change your view: ATM card skimming incidents increased 546% from 2014 to 2015. http://ift.tt/1Wzpgef

The post Yikes: ATM skimming is up 546% appeared first on CFEF.

]]>

If you still have the “it’ll never happen to me” perspective on fraud, here’s a stat that might persuade you to change your view: ATM card skimming incidents increased 546% from 2014 to 2015.

http://ift.tt/1Wzpgef

The post Yikes: ATM skimming is up 546% appeared first on CFEF.

]]>
9 Ways Your Phone Can Slash Grocery Costs http://communityfef.org/2016/04/14/9-ways-your-phone-can-slash-grocery-costs/ Thu, 14 Apr 2016 18:59:21 +0000 http://communityfef.org/?p=780 Food is among the most expensive costs in the average American family’s budget. And we don’t make it any easier on ourselves by dining out so often in restaurants. In fact, the average U.S. consumer spends nearly one-third of his or her food dollars in restaurants, according to the U.S. http://ift.tt/216RYE2

The post 9 Ways Your Phone Can Slash Grocery Costs appeared first on CFEF.

]]>

Food is among the most expensive costs in the average American family’s budget. And we don’t make it any easier on ourselves by dining out so often in restaurants. In fact, the average U.S. consumer spends nearly one-third of his or her food dollars in restaurants, according to the U.S.

http://ift.tt/216RYE2

The post 9 Ways Your Phone Can Slash Grocery Costs appeared first on CFEF.

]]>
How can you find an honest financial adviser? http://communityfef.org/2016/04/14/how-can-you-find-an-honest-financial-adviser/ Wed, 13 Apr 2016 19:00:26 +0000 http://communityfef.org/?p=775 My husband and I would like to retire in the next few years. We have substantial savings, but we’re still not sure whether we’ll have enough to live on. http://ift.tt/1SMUM2T

The post How can you find an honest financial adviser? appeared first on CFEF.

]]>

My husband and I would like to retire in the next few years. We have substantial savings, but we’re still not sure whether we’ll have enough to live on.

http://ift.tt/1SMUM2T

The post How can you find an honest financial adviser? appeared first on CFEF.

]]>
7 Habits of Highly Frugal People http://communityfef.org/2016/04/07/7-habits-of-highly-frugal-people/ Wed, 06 Apr 2016 21:12:45 +0000 http://communityfef.org/?p=769 Frugal people who pay off their debt and achieve financial independence don’t succeed by accident. They establish habits that allow them to consistently reach their goals over the long haul. http://ift.tt/1quNtWS

The post 7 Habits of Highly Frugal People appeared first on CFEF.

]]>

Frugal people who pay off their debt and achieve financial independence don’t succeed by accident. They establish habits that allow them to consistently reach their goals over the long haul.

http://ift.tt/1quNtWS

The post 7 Habits of Highly Frugal People appeared first on CFEF.

]]>
6 (not so) dumb tax questions you’re too embarrassed to ask http://communityfef.org/2016/03/31/6-not-so-dumb-tax-questions-youre-too-embarrassed-to-ask/ Thu, 31 Mar 2016 18:34:28 +0000 http://communityfef.org/?p=763 Unless you’re an accounting geek, chances are you don’t like thinking about taxes. But when it comes to the IRS, you can’t just bury your head in the sand and claim ignorance. Here are answers to a few seemingly dumb and super-simple questions that actually are neither. http://ift.tt/1UWY35r

The post 6 (not so) dumb tax questions you’re too embarrassed to ask appeared first on CFEF.

]]>

Unless you’re an accounting geek, chances are you don’t like thinking about taxes. But when it comes to the IRS, you can’t just bury your head in the sand and claim ignorance. Here are answers to a few seemingly dumb and super-simple questions that actually are neither.

http://ift.tt/1UWY35r

The post 6 (not so) dumb tax questions you’re too embarrassed to ask appeared first on CFEF.

]]>
1 in 4 people have almost nothing saved for retirement http://communityfef.org/2016/03/22/1-in-4-people-have-almost-nothing-saved-for-retirement/ Tue, 22 Mar 2016 18:32:20 +0000 http://communityfef.org/?p=757 Basically nothing. That’s what one quarter of Americans have saved for retirement. About 26% of workers said they and their spouse have saved less than $1,000, according to a new report from the Employee Benefit Research Institute. http://ift.tt/1U5Ftbf

The post 1 in 4 people have almost nothing saved for retirement appeared first on CFEF.

]]>

Basically nothing. That’s what one quarter of Americans have saved for retirement. About 26% of workers said they and their spouse have saved less than $1,000, according to a new report from the Employee Benefit Research Institute.

http://ift.tt/1U5Ftbf

The post 1 in 4 people have almost nothing saved for retirement appeared first on CFEF.

]]>
Money Minute: 5 ways to organize your finances this spring http://communityfef.org/2016/03/15/money-minute-5-ways-to-organize-your-finances-this-spring/ Tue, 15 Mar 2016 18:44:49 +0000 http://communityfef.org/?p=751 WIth tax season well under way, springtime can be the perfect opportunity to bring some order to the chaos of your personal finances. Consolidate your old retirement accounts. As you move from one job to the next, it’s easy to lose track of where you’ve left retirement money behind. http://ift.tt/1V9YdWn

The post Money Minute: 5 ways to organize your finances this spring appeared first on CFEF.

]]>

WIth tax season well under way, springtime can be the perfect opportunity to bring some order to the chaos of your personal finances. Consolidate your old retirement accounts. As you move from one job to the next, it’s easy to lose track of where you’ve left retirement money behind.

http://ift.tt/1V9YdWn

The post Money Minute: 5 ways to organize your finances this spring appeared first on CFEF.

]]>
Are You Smarter About Credit Than a Typical 20-Year-Old? http://communityfef.org/2016/03/11/are-you-smarter-about-credit-than-a-typical-20-year-old/ Thu, 10 Mar 2016 19:03:07 +0000 http://communityfef.org/?p=746 It’s tempting to write off college students as a financially inept bunch barreling towards a debt sinkhole and with personal bankruptcy on the horizon. Yet the vast majority pay their bills on time and most never spend more than they have, among other positive money behaviors, new research shows. http://ift.tt/1nAjBpS

The post Are You Smarter About Credit Than a Typical 20-Year-Old? appeared first on CFEF.

]]>

It’s tempting to write off college students as a financially inept bunch barreling towards a debt sinkhole and with personal bankruptcy on the horizon. Yet the vast majority pay their bills on time and most never spend more than they have, among other positive money behaviors, new research shows.

http://ift.tt/1nAjBpS

The post Are You Smarter About Credit Than a Typical 20-Year-Old? appeared first on CFEF.

]]>
The safest place to stash your retirement savings http://communityfef.org/2016/03/10/the-safest-place-to-stash-your-retirement-savings/ Wed, 09 Mar 2016 20:44:40 +0000 http://communityfef.org/?p=742 It seems I keep losing money in my retirement accounts these days. Is there a safe place I can invest my savings so that at least it won’t be affected by the stock market? –L. http://ift.tt/1W9Ip45

The post The safest place to stash your retirement savings appeared first on CFEF.

]]>

It seems I keep losing money in my retirement accounts these days. Is there a safe place I can invest my savings so that at least it won’t be affected by the stock market? –L.

http://ift.tt/1W9Ip45

The post The safest place to stash your retirement savings appeared first on CFEF.

]]>
How to save $1 million without trying http://communityfef.org/2016/03/05/how-to-save-1-million-without-trying/ Fri, 04 Mar 2016 19:39:23 +0000 http://communityfef.org/?p=737 It’s no secret that Americans need to save more. The issue — at least in part — is that saving requires sacrificing some of today’s wants in favor of tomorrow’s needs. A recent analysis by NerdWallet shows an alternative approach: saving future income. http://ift.tt/1VWqVIw

The post How to save $1 million without trying appeared first on CFEF.

]]>

It’s no secret that Americans need to save more. The issue — at least in part — is that saving requires sacrificing some of today’s wants in favor of tomorrow’s needs. A recent analysis by NerdWallet shows an alternative approach: saving future income.

http://ift.tt/1VWqVIw

The post How to save $1 million without trying appeared first on CFEF.

]]>